Manya Financial Services

Helping you rebuild financial stability

Take control of your financial future

Personalized debt counseling, credit repair, and actionable guidance — designed to get you back on track with confidence.

About Us

We help individuals and businesses recover from financial setbacks with practical, compassionate guidance. Our approach focuses on measurable results — reduced debt, improved credit, and a sustainable plan that fits your life.

Personalized roadmaps

Practical plans tailored to your income, priorities and timeline — no cookie-cutter solutions.

Credit rebuilding

Actionable steps to restore credit and open financial opportunities again.

Secure & confidential

We take privacy seriously — your information is handled securely and professionally.

Our Services

Practical, measurable help to reduce debt, rebuild credit, and restore financial confidence.

Priority

Debt Management

Structured, realistic repayment plans that lower monthly burden and help you regain control — with ongoing monitoring and renegotiation support.

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Credit Repair

Targeted dispute assistance, reporting strategies and guidance to rebuild score reliably — we focus on measurable improvements over time.

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Guidance

Financial Counseling

One-on-one coaching to build budgeting skills, emergency savings and long-term financial habits — tailored to your situation and goals.

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Schedule a free consultation View resources

Resources

Blog posts, guides, and quick FAQs to help you recover financially.

Step-by-step debt reduction guide

Guide · 8 min read·Updated Jan 2025

A practical guide giving clear monthly actions to reduce principal, prioritize creditors and build a realistic repayment plan.

Credit repair checklist

Checklist · 5 min read·Updated Nov 2024

Stepwise checklist you can use to dispute errors, optimise reporting and speed up score recovery.

FAQs: common recovery questions

FAQ · 3 min read·Updated Feb 2025

Short, clear answers to the most common questions clients ask about debt relief and credit rebuilding.

Contact Us

Ask a question or schedule a free consultation — we reply within 1 business day.

We treat all enquiries confidentially.